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Dividend Reinvestment

Dividend Reinvestment and Stock Purchase Plan

Through the Dividend Reinvestment and Stock Purchase Plan (DRIP), West Shore Bank offers qualified shareholders the opportunity to purchase additional shares of the Corporation's common stock using cash dividends and optional cash investments without paying any brokerage commissions or service charges. The DRIP is only available to shareholders who are registered holders of the Corporation's common stock. Any registered shareholder may elect to participate in the Plan by contacting the West Shore Bank Transfer Agent and completing the required documentation.